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The Fire Chat app, pictured left, was developed by Open Garden.

In the app there are 'chatrooms' including Everyone and Nearby.

Wells Fargo is the ultimate authority should you have any problems.

In 'Nearby' mode, instead of sending messages using a mobile or data signal, the feature lets users send messages to people in close proximity that are in Bluetooth or Wi-Fi Direct range - up to around 30 feet (9 metres).

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